COVID Pandemic updates

Our Oneonta Branch lobbies are closed as of 9-4-20, Drive up, ATM, mobile banking are available.

Secured Loans

New & Used Financing

Are you looking to purchase and RV, ATV, UTV, snowmobile, or boat?! A secured loan with sfcu means quick, easy, and flexible financing so you can spend more time playing and making memories!

Share/Certificate Secured Loans

A Share Secured loan is essentially a way for you to borrow, using your own savings as collateral. Instead of using all your savings to make a purchase, thus losing out on all future dividends and your emergency safety net, you're borrowing against that sum while your money stays in your account. This is also a great option for members who are looking to build or rebuild their credit.

Refinance TODAY

Ask us how we might be able to save you money by refinancing your existing loan to a loan rate sfcu loan!

Click here for current rates

Apply Today

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Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.