Local: 607-561-7328, 607-432-1451

Toll FREE: 1-877-642-7328

COVID Pandemic updates

Our Oneonta Branch lobbies are closed as of 9-4-20, Drive up, ATM, mobile banking are available.

Mortgage Loans

Nothing compares to relaxing in your own home. Whether you are a first time home buyer, looking to upgrade your existing home, or refinance your existing mortgage you can be assured our team of mortgage experts will be there to help you every step of the way!

What do you get when you apply for a mortgage with sfcu?

  • A mortgage expert - we'll help you choose from a variety of morgage rates and terms to best fit your budget and needs
  • Flexible Meeting Hours - Our mortgage officers are available to meet when it's most convenient for YOU!
  • Local Servicing of Mortgages - Rest assured that when questions come up about your mortgage a LOCAL mortgage expert will be available to answer all your questions.

Purchase

Buying a home can be the most exciting time of your life! It can also be the most stressful. With the help of a sfcu mortgage officer you can spend more time picking out paint colors and less time worrying about financing.

Refinance

Refinancing is a great option for those who are looking to lower their interest rate or even take a cash out to pay off other debt or do some home improvements.

Looking to refinance your mortgage? Purchasing a new home and looking to get prequalified? Any questions about a sfcu mortgage or home equity?

Contact Us

Call Us: 877-642-7328

Email Us:

Fill out my online form.

Click here for current rates & a list of available mortgage products

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Contact Us Today!

Phone: 877 642-7328

ART (Audio Response Teller)

Local: 607-561-7328, 607-432-1451

Toll Free: 1-877-642-7328

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Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.

Click here to learn about Fair Housing Opportunities© 2019 sfcu | This credit union is federally insured by the National Credit Union Administration.Click here to go to national credit union website